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Why does the interest rate on my savings account keep dropping?!

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The following was part of my newsletter. Not signed up for my newsletter?! Join here. A lot of people asked me this question in last Wednesday’s AMA*. I’m a HUGE advocate of moving your money out of savings accounts offering 0.01% APY (which is a lot of them, FYI). My advice used to be to find an account offering at least 1.00% APY and then it got bumped up to 1.5% APY and then, in the last few...

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